Desi Return
Financial Transition
Cross-Border TaxTransition Packages
Our Services
Transition PackagesConsultationBlueprint
Free Tools and Guides
RNOR ToolFinancial Checklist15-Week SeriesAll Guides
Stories and Community
PodcastsReturnee StoriesInner Circle
Plan Your Return
Blog / Real Stories / Podcast
Podcast

We Had Everything in Canada. Why Did We Leave? Aeram's Return to India

Aeram moved from Mumbai to Calgary in 2018 and came home within a year. She gave Canada a second chance in Toronto, then returned to India when her husband's career opportunity arrived. She explains what changed her mind about cities, work culture, schools and Canadian accounts.

Avinash, article author
Avinash
Published 30 Oct 20269 min read22 min watchUpdated 30 Oct 2026
In this story
  1. 01The Canadian dream and the reality
  2. 02Aeram's background
  3. 03Calgary in 2018 and the return to India
  4. 04Toronto versus Calgary
  5. 05Jobs and Canadian work culture
  6. 06A second chance in Toronto
  7. 07The career opportunity that brought her back
  8. 08Finding jobs in Canada and India
  9. 09Planning the return: school, family and money
  10. 10Keeping options open and managing Canadian accounts
  11. 11Life back in India
  12. 12The short version
Free tool · no signup

Should I move back?

Eight questions on money, family, work, and timing - scored, with the gaps named.

Open the tool
In this story
  1. 01The Canadian dream and the reality
  2. 02Aeram's background
  3. 03Calgary in 2018 and the return to India
  4. 04Toronto versus Calgary
  5. 05Jobs and Canadian work culture
  6. 06A second chance in Toronto
  7. 07The career opportunity that brought her back
  8. 08Finding jobs in Canada and India
  9. 09Planning the return: school, family and money
  10. 10Keeping options open and managing Canadian accounts
  11. 11Life back in India
  12. 12The short version
Return Stories | Canada to India
We Had Everything in Canada. Why Did We Leave? Aeram's Return to India

Aeram moved to Canada twice and came back to India twice. She explains how a city can change the whole experience, what Canadian work culture taught her, and how her family planned the return.

By AvinashOctober 30, 2026
  • The Canadian dream and the reality
  • Aeram's background
  • Calgary in 2018 and the return to India
  • Toronto versus Calgary
  • Jobs and Canadian work culture
  • A second chance in Toronto
  • The career opportunity that brought her back
  • Finding jobs in Canada and India
  • Planning the return: school, family and money
  • Keeping options open and managing Canadian accounts
  • Life back in India
  • The short version

The Canadian dream and the reality

Aeram opens with an observation. She says 99% of Indians have what she calls the great American dream. For her, the dream was never the only path, and she does not treat the choice to move or the choice to return as wrong.

Her view of life shaped her story. She says people abroad treat life as life, and work as one part of it. In India, she says, many of us grow up the other way round. We hustle for grades, for jobs and for the next role.

Her advice at the end of the conversation is simple. Ask what your why is for choosing a certain life. She says there is no right or wrong place. It depends on what works for you and your priorities.

Aeram's background

Aeram is a hospitality sales professional. She worked in travel sales in India before moving abroad, and she spent many years with Marriott. She says that background helped her later in Canada.

Like many families, they had a reason to explore. She says they applied for permanent residency in Canada and received it. They went to see what life there was like. They did not go for higher studies. They went with the permanent residency in hand and a plan to explore.

Calgary in 2018 and the return to India

The family first moved in 2018 and settled in Calgary. They stayed there for less than a year. Aeram says she did not like it much, and that is why they came back.

She gives two reasons. The first is the weather. She calls Calgary extreme. The second is the city itself. She had moved from Mumbai, a major metro, to a much smaller city. She says the population is lower, and she is a person who likes to be surrounded by people.

She jokes that if you tell her you hate traffic, she will tell you she loves it. She likes the crowds and the noise of a big city. She says she missed that in Calgary and that missing it was a big part of why she did not like it.

She also admits something that many returnees will recognise. At that time, her family equated Canada with Calgary. They did not think of exploring any other city. Their permanent residency was still valid, and they told themselves that if life gave them another chance, they would come back. For then, they said goodbye to Canada.

Done with you

The whole move, one plan

Most people assemble a move from six providers who never speak to each other. This is one plan and one quote covering the parts that actually depend on each other, built for your family.

Question 1 of 3

No spam. Unsubscribe whenever you like.

Toronto versus Calgary

Aeram went back to Canada in 2023, this time to Toronto. She calls Toronto a very good city. Having lived in Mumbai, she compared it with Mumbai, one financial capital with another.

She describes Toronto as a very nice city that is full of life. Something or other keeps happening there, even in winter. She says her own experience in Toronto was really good.

Her advice for anyone planning a move abroad is that people often have fixed expectations, and they do not see the reality until they land. She adds a caution for immigrants. Some people put all their stakes in moving, and the cost of living is high. Sometimes people land, and the life they find does not meet their expectations.

She also says the weather is extreme in both countries. In her words, India can be around plus 40 degrees in summer, and Canada can be as cold as minus 40.

If you are choosing a city, read our guide to moving back to India from Canada and compare the city, not only the country.

Jobs and Canadian work culture

Aeram says the job market is tough anywhere in the world right now, so it takes time to land a suitable role for your qualifications. She says that in 99% of cases, people she knows took a step down in their position when they moved to Canada. She does not think that is bad. In her view Canadian workplaces have fairly flat hierarchies compared with India. People give their best in one role, and she describes people who stay in one position for five to six years.

She says the work culture was the biggest lesson from living in Canada. In India, she says, we are taught from childhood to hustle. When we go abroad, we carry that mentality. The people she worked with in Canada treated life as life. Work is a part of life, not life a part of work.

She describes what that looked like in practice:

  • People work from nine to six, and then they give proper time to their families.
  • Holidays are treated as holidays.
  • When she and her colleagues went on holiday, it felt like a major setback to the workplace, but work was still finished on time.

She says many people assume Canada has a laid-back work culture. Frankly, she says, it is not. People finish their work on time and then spend the rest of their time with family. If you want to read another view, our story on work culture after returning from Canada covers it from a different career.

Free tool · no signupShould I move back?Eight questions on money, family, work, and timing - scored, with the gaps named.Open the tool

A second chance in Toronto

Aeram says that when the family decided to try Canada again, friends played a role. All of their friends were in Toronto. Those friends had been living there and told them that, looking at their lifestyle, Toronto was best suited to them.

She says the decision was made in a hurry. The family had returned to India after less than a year in Canada, and they decided to give Canada another chance and see what life held for them there. That is why they chose Toronto the second time.

She enjoyed it. She had a good time in Toronto. It is a big metro, and she says a lot is always happening.

The career opportunity that brought her back

Aeram says there was no long build-up to the return. She says it happened almost all of a sudden. Her husband received a good career opportunity in India, and that was the reason to move back.

Otherwise, she says, they were not planning to return. Both of them had good jobs in Toronto. She stresses that the only reason for the return was the career movement for him.

This matters if you are weighing the same question. Her story is not about a family that was unhappy abroad. They had a settled life in Canada, and an offer from India changed the calculation.

Finding jobs in Canada and India

Aeram says she was one of the few lucky ones. She had been part of Marriott for a long time, and that experience helped. The key, she says, is to network. She did not have to hustle hard to find her first job in Canada.

She is clear that conditions have changed. With the global recession and a slowdown in the economy, it is becoming tougher by the day in all sectors, including hospitality.

On finding a job in India from abroad, she is candid. She says it is tough, and she makes the same point in reverse. Finding a job in Canada from India is also tough. Recruiters and employers want to see you in person, and they want you in the country.

For people who want to return and apply from abroad, she gives two points:

  • Employers have a doubt about whether you will actually come back.
  • They also ask what your current qualifications are, whether you have been in touch with the market, and whether you are ready to hustle again.

Her family was out for three years and still kept in touch with the Indian market. She says her husband's case was very unique and should be treated in isolation, as it does not happen every day.

Planning the return: school, family and money

Aeram stayed in Toronto for a few more months while her husband joined the new role. He came to India in December, and she joined him in May. Staying let her avoid a long break from her career, and her daughter's schooling was going on at the same time.

She shares what the planning covered:

  • Housing. The family did not have any liability in terms of a house. They were on rent, so wrapping up was easy.
  • School admission. They have a daughter. In Canada there are public schools, and the competition for admission that India has is unheard of there. In India, they had to plan their search for a school.
  • The right board. Her daughter was born and brought up in Canada, so the family looked at which board suits her best.
  • A multicultural setting. In Canada every second person is from a different country, and her daughter was used to that. Aeram says India is itself a multicultural country, with people from different states.
  • Savings. The family had savings in Canada and savings in India. She says the move was not much of a financial stress for that reason.

If you are choosing a school for a child coming from abroad, our guide to CBSE, IB and IGCSE schools for NRI children compares the boards. Her broader advice: before you move, look at the pros and cons of everything, then write a step-by-step checklist of what you want to do.

Keeping options open and managing Canadian accounts

Aeram's phrase is "don't close doors for ever". She says the family never closed their doors in Canada last time either. She suggests asking yourself whether you really want to break every tie with the other country, or keep something there and something here. Choose what suits you best.

On accounts, she shares her view of a few Canadian products. These are her views from her own situation, not individual tax or financial advice:

  • RRSP. She says you will be a non-tax-paying citizen of the country, so you will not get the government benefit that you get when you invest while in Canada. She also says the Canadian dollar has been growing against the rupee, so some people may want to keep investing. She describes the RRSP as retirement savings. If you are very sure you will come back to Canada when you retire, you can keep that fund.
  • RESP. She says it is meant for Canadian universities. It can make sense if you are very sure your child will go to a Canadian university. She says it is not meant for all over the world. If your child wants to study in India, she believes the money you collected will not be used for that.
  • TFSA. She mentions the tax-free savings account as another option if you want to park your money or savings in Canada, and you do not yet have visibility on the future.

For the rules on leaving Canada, including pensions, see our guide on CPP, OAS and GIS when leaving Canada. Check your own position with a qualified cross-border adviser before you close or keep an account.

Life back in India

Aeram says life is good. In her words, it is home. She says she cannot really complain, and she likes the traffic and the chaos, though it can become overwhelming at times because there are so many people. She had not yet been back for a month when she recorded the conversation, so she says it is early.

When asked what she misses from Canada, she says the main thing is how far away family is. In an emergency, she says, it is a flight of around 22 hours. Time zones and distance are things you think about when you talk to family. In day-to-day work they slip out of your mind, but she says they come back when you think of them.

She also has a message for people who assume India is still cheap:

  • Many people believe the cost of living in India is still low. She says it is not. Comparing 2023 with now, she says it has really increased.
  • In Canada they used to say that in a family of two, both people need to work. She thinks it is a similar case in India now, if you come from a working family and do not have a business or other support.
  • Work-life balance is something to keep in mind. India is still learning. In Canada, nine to five is your nine to five, and after that it is your life. In India, she says people will not get the same, but she advises not to complain about it. She worked for more than ten years in India and is used to it.
  • India is still a developing economy, and it needs talent that will work hard. She sees major investment by big companies coming into India. A few cities have problems such as pollution, so she says to look at what suits you.

She also points to timing. Some people move in the middle of their career, aged 45 to 50, when more than half of their career is behind them. They have to decide whether they want to rest, or start all over again and hustle. Nothing is right or wrong in that case, she says. It is your call.

To work out what a move costs before you decide, see our budget guide for the cost of moving back to India, or try the should I move tool.

The short version

  • Aeram moved from Mumbai to Calgary in 2018, left within a year, tried Toronto and then returned to India after her husband's career opportunity.
  • She says Calgary lacked the crowds and energy she is used to, and that she had treated Canada and Calgary as the same thing.
  • In Canada she found flatter hierarchies, firm working hours and holidays treated as holidays. She says work is a part of life, not life a part of work.
  • Before moving back, the family rented, kept savings in both countries, chose a school for their daughter and made a step-by-step checklist.
  • Her advice: do not close doors for ever, and choose the life that fits your why. She says there is no right or wrong place.

This article reflects one person's experience. The financial and account discussion is general information, not individual financial or tax advice.

Planning your own move back to India?

If you are working through the practical steps of a move, our cross-border transition packages cover the planning side. See the cross-border transition packages.

Share this article
WhatsAppLinkedInXFacebookEmail

Done with you

The whole move, one plan

Tax, money, logistics and paperwork - quoted together for your family.

Question 1 of 3

No spam. Unsubscribe whenever you like.

The episode
Format
Video conversation
Length
22 min
Recorded
30 Oct 2026
Watch the conversation
Free tool · no signup

Should I move back?

Eight questions on money, family, work, and timing - scored, with the gaps named.

Open the tool
FAQ

Questions people ask

The second time, the trigger was her husband's career. He was offered a good opportunity in India. They had not planned the year of their return, and both of them had good jobs in Toronto. The first time, she left Calgary in under a year because of the extreme weather and because she missed the energy of a big metro.
It was for Aeram. She moved from Mumbai to Calgary and missed crowds, traffic and a busy city. She found Toronto full of life, with something always happening even in winter. She also says each family should look at its own lifestyle and not judge a country by one city.
Aeram says it is hard both ways. Recruiters usually want you in the country, and she says the job market is tough everywhere right now. She says many people in Canada accept a step down in position, and that Canadian hierarchies are flatter than India's. Her own first job came quickly because of her Marriott background and her network, and she calls her case unusual.
These are her views, not tax advice. She says a returnee who no longer pays Canadian tax does not get the government top-ups, and the Canadian dollar has been strengthening against the rupee. She says an RESP suits a child who will attend a Canadian university, an RRSP suits someone sure to retire in Canada, and a TFSA can be an option if you want to park savings and cannot yet see your future. Speak to a cross-border adviser before you act.
Aeram says no. She compares her 2023 visit with today and says costs have risen. She says a family of two in Canada usually needs both partners working, and she sees a similar pattern in India for working families without a business or other support.
Keep reading

Related guidance

Moving Back to India from Canada - cornerstone guide
Guide · Relocation Planning

The Complete Guide to Moving Back to India From Canada

From Canada to India: Amit's Journey Back After Masters and Work Experience guide image for Desi Return readers
Podcast · Real Stories

From Canada to India: Amit's Journey Back After Masters and Work Experience

Khush sharing his experience of moving from Japan to Mumbai as a child
Podcast · Real Stories

Moving From Japan to India at Ten: Khush's Side of the Story

The whole move

Hand the move to one coordinated team

Tax, career, money, schools and shipping scoped against your dates, then quoted as one plan instead of five vendors.

See the transition packageOr try it yourself: Should I move back? →
Desi Return

We help NRIs and the Indian diaspora who are considering moving back or retiring in India make their transition smooth and successful with expert guidance, community support, and tailored resources.

Useful Links
AboutServicesContact UsFind Us Online
Explore
Resource HubToolsPlannerBlogPodcastFAQ
© 2026 Desi Return. All rights reserved.
Privacy PolicyTerms and Conditions
Partner services are fulfilled directly by the independent companies named above; Desi Return may earn a referral fee at no extra cost to you. Nothing on this page is tax, legal, or financial advice - always confirm specifics with the partner or your own advisor.
Your bag

Your bag is empty. Add a service to get started.