Early Retirement Made Possible: How Desi Return Gave Nitin the Confidence and Community to Return to India

Background

Nitin, a mid-career professional in his early 40s, lived in Singapore for 16 years with his wife and daughter before moving back to India from Singapore to embrace early retirement, financial independence, and family bonding.


The Challenge

For over a decade, Singapore had been home. But as Nitin crossed 40, cracks appeared. Career growth slowed, immigration rules made permanent residency nearly impossible, and life in the city-state grew increasingly expensive.

“In Singapore, you’re always hustling. It’s rewarding, but you can’t spend a lot of time on leisure. Everyone is just busy.”
— Nitin, Returned from Singapore in 2025

The choice became clearer: stay stuck in a job just to remain in Singapore, or take control of life on his own terms by moving back to India from Singapore.

But the move carried big questions: Would his finances hold up? Would his daughter adjust to a new school? Would his family lose the independence they had in Singapore?


The Solution: Finding Strength and Support with Desi Return

During this uncertain phase, Nitin came across Desi Return videos on YouTube. At first, it was curiosity — listening to families from the US, UK, and Australia share why they moved back. But soon, it became something more.

“Until then, I wasn’t even sure moving back to India from Singapore was realistic. But hearing so many real stories… it felt like, okay, I’m not alone in this.”
— Nitin, Returned from Singapore in 2025

When he joined the Desi Return WhatsApp community, the shift was immediate. Suddenly, he wasn’t just planning alone — he had a circle of people in the exact same boat. They shared advice about finances, schooling, and even how to manage family expectations.

Desi Return WhatsApp community

As he kept double- and triple-checking his financial numbers, the reassurance from others who had already taken the leap gave him confidence.


The Results: A New Life in India

The decision was made. Nitin and his family returned to Bangalore.

Almost instantly, life began to change. His daughter, already familiar with CBSE from her schooling in Singapore, adjusted smoothly. The family found comfort in Bangalore’s cosmopolitan environment.

For Nitin, the biggest shift was time.

“Before, I always had the excuse — I don’t have time to exercise, I don’t have time for family. Now I have time, and I have to make good use of it. Life isn’t on autopilot anymore. I’m finally in the driver’s seat.”
— Nitin

With early retirement, he now spends mornings dropping his daughter to school, playing badminton, and focusing on his health. Financial independence has allowed him to leave behind the hustle culture of Singapore and embrace the freedom he gained after moving back to India from Singapore.


Why Nitin Recommends Desi Return

“The WhatsApp group became my new social circle. Just knowing I wasn’t the only one moving back to India from Singapore made all the difference. Desi Return gave me both knowledge and reassurance. Without the community, I’d still be second-guessing my decision.”


What’s Next

Nitin plans to remain financially independent while mentoring others in the Desi Return community. His focus now is on health, family bonding, and showing other NRIs that moving back to India from Singapore for early retirement is not just a dream — it’s a real choice.

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