A chartered accountant who spent close to four years in Ireland explains why he moved back to India, how the money looked and what he would tell others planning the move.
A chartered accountant who spent close to four years in Ireland explains why he moved back to India, how the money looked and what he would tell others planning the move.
This article looks at moving back to India from Ireland through the story of Damneet, a chartered accountant who spent close to four years abroad before returning. He was born and brought up in Delhi, studied at Delhi University and completed his chartered accountancy by 2018. He was already working in Gurugram at that time, and he was looking for a career change or a way to build his career further.
The move to Ireland was not a long-held plan. He had an offer to go to Bangalore, but someone he knew had a contact in Dublin, and that person asked whether he wanted to try working abroad first. He sent over his CV, and the Irish opportunity followed. He says he never had a classic aspiration to live and settle abroad. For him, the main reasons were professional growth, new experience and some travel.
What follows is drawn from his conversation with Avinash, the founder of Desi Return, who hosted the interview. Avinash noted that Damneet was the first guest on the channel with a chartered accountancy background, while earlier guests had mostly come from IT, engineering and medicine. Points are attributed to Damneet unless they are clearly the host's own summary.
Damneet says work life in Ireland was very different from what he knew in India. He describes the Indian corporate world as a hustle culture, where long hours are common. Ireland felt slower and more relaxed. People did not always reply quickly, and if an email went unanswered, you would assume the person had something going on, so you might wait until Monday, which could mean three or four days.
It took him time to adjust. In India, he says, you would call someone, send them a WhatsApp message or chase them until you got a reply. That approach did not work in the same way in Ireland. He found Irish people very friendly and easygoing, and he says nobody would be rude.
Most of his early friends came through the workplace. The first stage involved a lot of learning, because it was his first time living outside India and the people around him were very different from what he was used to. He says he got the hang of it slowly and steadily. For another return story from Ireland, read another Ireland return story that covers career and work life balance.
Damneet moved to Ireland on 20 May 2019. He had a few months before Covid struck, and in that time he met people through work and made some friends. In March 2020 he was at a client's office when it became clear that everything would shut down. From then on he worked from home for about two years, and he says he had not seen his office in that time.
Restrictions were on and off until 2022. He describes the early months as a fearful period. He and the people around him would check the case numbers about four times a day, and living away from family in what he calls a strange country at the time made things harder. He says he cherishes those years now, but he also says they were tough.
Covid also changed his plans. He had first intended to give Ireland a try for two years. Because most of his time there was spent working from home, he felt he had not had the full experience, so he stayed on for longer. In total he spent close to four years in Ireland. He credits the friends he had made there with making the adjustment easier.
Damneet says the move back to India was always certain, but he did not know when it would happen. He had long known that he wanted to be in India for the long term, for family and personal reasons. His career kept giving him reasons to wait. Around March 2020, he changed jobs and spent a year and a half in a new role.
After that role, he realised he still had a long professional path ahead. He thought that if he was going to move back, the right time was now, while he could still invest in the right people and organisations and in his own growth. He also knew that settling back after several years abroad involves an adjustment, and that India changes quickly. He was 30 at the time, and he did not want to move back at 35 or 37.
The decision itself came on a random day. He was walking after lunch when he asked himself what he was really doing in Ireland. The question had been building for five or six months, and he says the answer was clear. He had been working for about nine years, often switching jobs so quickly that he left on a Friday and joined a new employer on the Monday. He decided to take a break. He finished his job in August, travelled for about three months, including the United States and Turkey, and headed back just before Diwali.
He says he did not plan the timing in a structured way. He went abroad randomly and came back randomly too, but he says he does not really regret the move. For the wider questions around timing, read when to return to India as an NRI, covering tax, school, career and family timing.
Damneet says many people compare salaries by converting a euro or dollar amount into rupees and treating the result as the benchmark. He says this approach leaves out the cost of living. He has read that Dublin is one of the most expensive cities, possibly among the top 15. In his view, salaries and living costs tend to move together, so a person in a given role usually ends up living at a cost level that matches what they earn.
He accepts that Ireland can pay more, and that travelling from there to places such as Spain or France is easier and cheaper than doing the same from India. Other costs were higher in Ireland, though. Trips home each year add up, and so do healthcare, travel and eating out, which he says are quite expensive compared with India.
The biggest difference for him was rent. He lived with his parents in Delhi, so he did not pay rent there. He estimates that rent alone can take 30 to 35 percent of disposable income in Ireland. These are his own estimates from one person's experience and are general information, not personal financial advice.
His conclusion is that the non-monetary costs catch up with the monetary benefit, so on a net annual basis the two can match, especially if you do not pay rent in India. Avinash summed this up by saying that without rent in India, the net savings from a multinational corporate job could be very close to what you can save in India. Damneet agreed, adding that this holds if you compare them that way.
Household help was another difference. In India, he says, hiring a cook or a cleaner is affordable and easy, so people hardly think about it. In Ireland he had to shop for groceries, cook and clean himself, because labour is extremely expensive in Western countries.
Damneet says Ireland has a permit for chartered accountants, lawyers, doctors, nurses and a few other skilled professions. He came to Ireland on what he calls a stamp 1 or critical permit. He says that after 21 months on this route, he could move to long-term residence without needing an employer to sponsor him, and he describes that period as one of the shortest. For the current permit rules, see the Irish government employment permits page.
He describes the long-term status as an Irish green card, or EU green card, which he says is equivalent to permanent residency. He contrasts this with the UK, where he thinks people usually stay with one employer for about five years. In his view, the benefit is that you can switch jobs freely.
He calls the career opportunities in Ireland endless, but he says most of them are in Dublin. Ireland is a big hub for IT and finance, and many funds are based there. He says large technology companies such as Facebook have big EU setups in the city. He first worked in audit at one of the Big Four firms and later moved into a finance role.
He also points to language as an advantage. He says that in Germany, German is a big problem for work, and a lot of his friends have faced that problem. Ireland is an English speaking country, so he sees only a benefit there. He says his own English improved while working in Ireland.
Damneet says many people believe that a master's degree is the simplest way to start working abroad. He says many of the friends he met in Ireland had this idea, and he calls it a misconception. The idea is that you study first and then start working, but he says the study route is a much harder life.
Students often spend a lot of money and may take an education loan, which he describes as very expensive. Students generally do part-time work alongside their studies. He describes those years as a tough couple of years. Even after all that, he says, a job is not guaranteed, because it depends on many factors.
He says arriving with a job had its own problems, but the study route is the harder path. He suggests that people work out how much money they would actually end up with, and whether that is worth the non-monetary things they would give up. Those costs are easy to miss until you are homesick, because you do not realise what you have until then.
He says living away from home teaches you the value of what you have. He now values his family, his friends and the convenience of life in Delhi more than he did before. He thinks everyone should experience living away if they have not, and he stresses that an informed decision matters most.
Damneet says the nostalgia was strong in the first months. He last worked in India in 2019, and he found the workplace had not changed as much as he expected. Adjusting to the culture again was quick, because, as he puts it, he is a Delhi boy. The nostalgia still comes back now and then.
His overall view is that life at home in India is great, but once you step out onto the road it can get rough. Roads and public infrastructure in Ireland are much better, and he says India is still working on those areas. His personal life improved in India, with family, society and friends close by. Conversations are easier, and you can be yourself.
He is also clear about the downsides. Traffic is a big problem in many places, and he puts Delhi at about 30 million people including the NCR, compared with about one million in Dublin. Even so, he finds daily life in India convenient, because e-commerce has grown and help at home is affordable.
He did not rush into work after he came back. He wanted a few weeks with family to settle mentally and logistically. Then he began looking, but he did not look at many jobs. The person who had hired him in Ireland had moved to Mumbai six months earlier, so Damneet called him. That call led to a good opportunity quickly, without a formal job hunt, and he is now in a consulting role. For the wider picture, read NRI career return to India, covering job search and salary and return to India jobs for NRIs.
Damneet's advice is shaped by his work as a chartered accountant. He says the first thing to be mindful of is tax. He planned his arrival to come after October, because arriving after that meant he did not become a tax resident in India for that year. He also says it helps to track how many days you spend in India in the year you move back. In this video, published in December 2024, he gives this as his own experience. It is general information, not personal tax advice, so check your own position with a qualified tax adviser.
He lists a few practical points:
He sums up the move itself as fairly simple: you take a flight and start your life in India. His larger advice is to make an informed decision. Weigh what you would really end up with against the non-monetary things you would lose, and think about the cost of routes such as studying abroad. Readers weighing the numbers may find the free return-to-India planner a useful starting point.
Looking back on his time abroad, Damneet says:
I would never regret it.
He adds that everybody should experience living away from home if they have not, because it opens up how you think and approach things. For him, the move gave a different perspective on his own life, and it made him value what he had at home more than before.
Watch the full conversation on the Desi Return YouTube channel.
If you are weighing up your own move, you can talk through your situation in a 1:1 quick call with Avinash.
Auto-generated captions, lightly cleaned
0:05 After my office lunch and I was like hey what am I really doing here and I asked that question and the answer was pretty clear. what I have analyzed I think between the two countries in your home I think life is great in India but once you step out on the road it can get a bit rough and you do your education you spend a lot of resources like money you take a loan education loan that's also very expensive you do part-time along with your studies generally so that is a very tough life you know a tough couple of years that you would have to go through and even after that it's not a guarantee that you'll get a job because it depends on a lot of factors. So you just plan your tax year accordingly. So I made sure I would come after so you know if you come after October you don't become a tax resident in India.
1:23 Hello everyone, welcome back to another episode of DIY return. Today we have Damnit on our show. Damnit went to Ireland in 2019, spent close to 4 years before deciding to move back to India last year. he is a charted account by profession and he went to Ireland on an opportunity from the career side and I'm really looking forward to someone from a nonIT right you know how the opportunities are in abroad how the life for someone who has grown up in Delhi you know spending time away from family in abroad and what brought him back to India and so on with that welcome Welcome Damn to the show.
2:11 Thanks Aminash. Thanks for having me over on your show and great hi everyone. Great. so thanks Damnit. So let's get start a bit about your background you
2:25 Know where were you born brought up and what made you to move to Ireland? I think that would be very helpful. Yeah. So I've been born and brought up in Delhi. and I studied there. I did my bachelor's Delhi University then did my chartered accountancy completed that by 2018 and post that I was you know as a CA fresher I was looking for more opportunities and I was already working in in Gurugo at that time and then after qualification I was looking for a you know career change or you know kind of uplifting my career and at that time I was I I had an offer from like I was going to go to Bangalore at that time and then I think I never had the plans to actually move to Ireland. It was basically suddenly you know just this opportunity came because
3:25 Somebody I knew knew someone in Dublin and they were like you know if you're moving away from home the first time and you're going to go to Bangalore so do you want to try abroad? I was like go ahead you know here's my CV give it a try and that's how I actually ended up in Ireland. Got it. So instead of some other place in India you just decided to like why not abroad and then the opportunity came out so why not give it a shot. Exactly. there was no like I didn't really aspire like you know classic aspiration to actually go abroad and settle abroad. That wasn't really the case for me. It was just a way of professional growth primarily that and new experience in life you know you want to you want some change so that you can be a better person overall. So I think that was the main motivating factor just to experience different things maybe travel and yeah professional growth like a good opportunity was I think the prime driver for me to make
4:26 The move. Got it. So how was the life in Ireland? I think pretty much you moved early in your career right I mean immediately I think pretty soon after joining you know this organization you had this opportunity and you left to Ireland. So how was the life career like you know work life
4:49 So yeah I think the work life was very different than than what it was in India. India as we know you know it's a it's a hustle hustle culture in corporate as we see all over social media and it's like long hours in India are very common place and so you know all of that was there so I was looking for a change and then Ireland was totally opposite you know Europe is pretty famous for being laidback but when I saw it it was pretty much a eye opener for me because I would be like you know Indians have a culture of growth mindset and you know you want to do different things fast moving you know environment but Ireland wasn't to my surprise it wasn't that fast moving it was a bit laidback and people would say okay you know if there's something you wouldn't really reach them you know in India it's a classic case that you know you would somebody's not responding you call them WhatsApp them be any hook or croak you'll reach to them but
5:50 Ireland wouldn't be like that if you've dropped an email somebody doesn't respond you could you will assume that you know that person has something going on or maybe you know you'll wait till Monday like 3 4 days and then until the person comes back. So that was a surprise. It wasn't fast moving. It was slow, relaxed. People were you know very warm. I would say Irish people are one of the most friendly people in the world. Nobody like you know nobody would be rude or anything. They'd be very friendly, easygoing. So that was kind of the work culture. Although there was a lot of learning as well because you know you first time moving out of India you'd kind of see so many people you're like oh oh my god it's a white world and then and then everybody's like you know very different and how people would behave but you get the hang of it I think slowly and steadily.
6:43 Got it. So sounds like you know you after you going to Ireland I know we were into this COVID world right you know especially being in a new place how was the adjustment just curious you know how how the life was there in Ireland especially during the covid time in 2020s
7:02 That was that was so it was 20 May of 2019 is when I moved there and luckily I had a few months before co struck so you know I had my because I didn't know anyone except the person who hired me there. So I just want phone number when I arrived in the country and from there on you know I started to you know from the workplace mostly I started to getting more people and you know I'd made some friends and so that was good that I had like seven eight about I 9 months before co struck in March of 2020. I remember I was at one of u like my client's office and then you know it just struck immediately that it's all getting shut down and then I think since then I was working from home continuously for 2 years like I hadn't seen my office anything so it was mostly remote working from there until 2022 restrictions were on and off in between but that was largely it and co
8:02 Adjustment thank thanks to my friends there. you know it still went on well but it was a tough time you know living away from family and you know it's like a strange country at at the time and co has struck you don't know what's going to happen. Initial months were you know a bit you would fear and you know the times when all of us would check Wo meter like four times a day and you'd see how many COVID cases and things like that but yeah I cherish and you know cherish those times but it was tough as well. Yes. So sounds like I think you had a good work life you know good social circle you know after moving back there. so why did I know you never had the aspiration to you know settle there but what was the motivating factor to move like last year or the driving factor that made the move back
9:04 To India?
9:06 Yeah. So, so initially because I kind of knew you know family and person wise that I always want to be in India long term. So I had initially thought that I'll give it a try you know whatever I want to experience I'll do two years but then co struck so you know I didn't really get the full experience because I was working from home most of the time so I stayed on for a longer bit so that made it 4 years but always like I think the move back was certain but I didn't know the time so when I was going to do that but I think in my professional journey I you know I was getting you know progression and everything so I would you know you kind of wait for a bit. So that all that was going on and then I changed my job in 2020 to you know around March I did that a new role for one one and a half year but then I was I realized that I had a lot long journey long professional
10:07 Journey still to go ahead. So why would I you know if I have to move back so let's take a decision now so that I can invest in the right people right organizations myself in my professional growth because there is always I knew that there is an adjustment factor involved when you move places like after doing a few years so India changes rapidly as well so I was like rather than me moving back so for context I'm 30 at the moment so I didn't want to move back at an age like you know 35 or 37 I would say you know I would move now invest a few years and then you know build my life back in India. Got it. So maybe I think if there is something that you can shed some light especially you know working in Ireland maybe from a compensation savings anything that you can shed right I mean you know some people think that hey if there is an opportunity to have enough of corpus funds it gives
11:08 Flexibility that's one way of looking at it the other way is kind of growing on a professional career you know if there is an opportunities you know doing that I think I'm curious because I think you mentioned that you wanted to be back in India to build and be organiz be part of an organization to grow and all that stuff. So curious on those two aspects maybe let's focus on the career growth you know I know you switched a role in Ireland how are the opportunities from a career growth in Ireland versus in India at least how you perceived it and I think that would be very helpful.
11:41 Yeah. Yeah. So I think the the classic thing what happens is when you let's say when anyone in India would get or even when they're like you know as a student somebody goes and they get a you know job offer they do the conversion of a euro or a dollar into Indian rupees and then that's that's the benchmark or you know I get like say you know people would say okay I'm getting like 20 lakhs peranom in India and I'm getting like 70 80 lakhs in in Ireland. But that's the totally I think people forget to actually factor in the cost of living as well. Dublin is what I have read is I think one of the you know like most expensive cities. I think it's in the top 15 easily and you see that like you know it's really expensive although the salary at first you would see okay you know it's a great salary to move but then you realize that it's whatever you're doing is kind of the benchmark so
12:41 You know let's say in a corporate strata as well if you're doing a certain job at a certain level you would get you know you would place yourself there only like you know the economics work would work around it. So your cost of living would match up and versus India and I think Ireland you do get a lot of opportunities in terms of more cash maybe to it's easier to travel. So let's say you know if you want to go to Spain or France it's easy and cheaper than it would work out from India but otherwise there are other costs involved as well. Let's say if you make a trip back home every year or you know let's say my situation the I think biggest economic factor was also because I let's say I live with my parents in Delhi so the rent cost kind of goes away and that's a major cost easily 30 35% of your disposable income in Ireland so that goes away plus other things like
13:42 Healthare or you know other things like traveling in general those things eating out so once in a while you do that you know so those kind of things are quite expensive in comparison to India so ultimately I think the the nonmonetary bit kind of catches up the monetary benefit on a net net basis in an annual year that you would get is kind of surpasses if you don't let's say have a you know rental cost in India or you know your cost you know your expenses are limited in India then it kind of matches up and you shouldn't really see it on a gross basis I think it's it's very important to factor in the cost of living yeah I mean it's an important right especially like you know some of the comfort some of the things that you have in India like you know with the family with the different dynamics the food unless there is some gap like whether it's career whether it's like you know
14:42 Some other factors or you know like the net savings you just evaluate these options. So I think the takeaway what I understood from you is if you have like some of these aspects like the rent and some of the expenses from a travel if you take that into consideration the net savings that you would see from Ireland could be very comparable to what you can have in India. I mean if you have those I mean if you remove the rental cost I think it's very much comparable in a like in a multinational corporate kind of a job. Yeah. If you compare then yeah. Okay. Got it. How about the career opportunities? Is it similar like when you're talking about a multinational especially from a someone who is in a charted accountant role which is a different right? I don't know like the opportunities how it works in abroad in Ireland or maybe you know you can shed some light in from that because it's certifications you knowing the rules. maybe you can some insights on that. So,
15:43 So I think specifically Ireland I think it'll benefit your viewers as well. So there's a so for CAS, lawyers, doctors, nurses, few you know skilled professions, it offers you a a stamp one or a critical permit on which I went. So after that after 21 months which is a very short time period. So you don't have to stick with one employer and you can actually get a you know it's kind of an Irish green card or an EU green card which is called which is equivalent to a PR. So you can do everything. You can switch jobs. You want to do anything. You don't need a sponsor to actually live and stay there anymore after 21 which is one of the shortest time spans. Usually I think in the UK on a comparison it's about 5 years you stick with one employer. So that was one of the benefits and u that's that that was great. But in terms of opportunities you there are endless because the Ireland is a big hub for IT and finance
16:44 As well. So a lot of funds are there because it's one of the EU's tax heavens. So there are a lot of you know big funds there a lot of financial activities going on. So I was one with one of the big fours u into audit at the time and then switched to a finance role. So that was so the opportunities are I I would say they're endless and although Ireland and Dublin it's all concentrated in Dublin actually. So a lot of the most of the opportunities are there and it is really big. If somebody wants to move to Dublin, I think Facebook and you know all of those big IT companies have large EU setups. And the main benefit is because when you're working in anywhere else in Europe, you have to have a language like a local like you know if you move to Germany, German is a big problem. A lot of my friends have you know faced that problem. But in Ireland, it's an English-sp speakaking country.
17:45 So I think there's only benefit to it. Your English kind of improves, I think. Yeah. Cool. so I understand I think the reasons to move back like why last year was there some career opportunity where you have an option to move or was it even before having that opportunity decided okay I'm moving back so and so and then maybe help me understand the timing part of the move if you can and the planning that happened you know around that. Yeah, I think I think I
18:14 I don't really regret it but I think it was no planning as I went. I think I I've been still I think I as a person I'm the same. So I went very randomly but I came back very randomly as well this one day. So after I switched the job I was but it was like slower paced organization than you know what work I was doing and you know I was catching up very fast and it wasn't that challenging. So that I think kind of instigated in my head and it was brewing for a few months. I think five six months before that it was brewing in my head I have to go you know what am I really doing here you ask yourself the question because the growth at at one time you're not really chasing you know just money or you know promotions and then you're like you know a fail like I what am I doing here? So I think it was a random day. I still very remember the day sunlight coming on me. I'm just walking after lunch after my office lunch and I was like hey what am I really doing here? And I asked that
19:16 Question and the answer was pretty clear. I should really you know maybe move back and I had no plans because I was working continuously for a good period of 9 years like you know switching jobs and roles Friday leaving a job and Monday joining a new one. So I was continuously working for a good number of years and that's why I thought that it's a good time to actually take a break as well. So I finished last year August with my job and everything and left and I packed my bags and I was like I'm going to just travel. So I traveled for about 3 months until I think last October just before Diwali I was like I'll just you know head back now it's so I went to the US and Turkey as well on the way. So yeah, I spend a good few months traveling.
20:03 Good. Sounds like you want a break and it's a good time when you're making the change and you know be compressed, you know, take the time off like spread it around and sounds like I think that's a good plan. I think you know just taking the time off and having the flexibility and doing that. So how was it getting an opportunity like after the after that right? I mean you know back like when you started looking again for opportunities in October of last year how are things like in India in terms of the opportunities and so on for
20:35 CS. So yeah, I think like I didn't really seek a job immediately because I wanted to spend just time to just my get my you know get like settled mentally logistically everything you know just permanently that I'm back and you know just spending time with my family for a for a few weeks and then I was like I'll just you know it's getting a bit you know I because I was used to working so I was like I've had my travel I'm well settled now so I'll just look for a job and actually I didn't really look for many jobs like because coincidentally the person who hired me then in Ireland had moved to India 6 months ago. Okay. So so yeah so he had moved to Mumbai and I gave him a call and yeah that's so it was pretty quick. I didn't do the job hunting process back back home and I got a good opportunity. So so yeah that was
21:36 Good. I'm still into like a consulting role at the moment. That's fantastic. Yeah. So, it's been about an year you know since you've been living in India after the move back. So, how is the life? Is there at any point you regret hey why couldn't I spend more time in Ireland or maybe another country right you know you get an opportunity to spend time in US or other places so just curious has that thought occurred to you because it's just a random day like you decided hey this is what I want to do and then you made a decision so just wondering on that yeah I think the nostalgia was pretty I
22:14 Think strong so when I I think joined the workplace in the initial months because I last I worked in India was 2019 and I was like hey this is nostalgic and it hasn't changed that much so yeah it was different it was a culture adoption as well like you know back you're settling back but it was quick because you know I'm a Delhi boy so you know it was a quick adoption and then in terms of I think nostalgia it comes every now and then that you know oh you know like it would have been very different like when you see the in infrastructure in let's say Delhi or you know a lot of places when it's not that good then you say okay you know this this could have been better in our country but then when you see actually when inside your home so I think my what I have analyzed I think between the two countries in your home I think life is great in India but once you step out on
23:14 The road it can get a bit rough so that's where I think the main comparison is so I think like roads and general public infrastructure that's way way better in Ireland versus or any other western country but that is where we you know we try to improve but I think your personal life improves in India a lot your you know family society friends everybody and it's easy to talk so you know because at times you know you can gel around well with foreign people and you know everything is But then you don't still you still have that you know with with your own people you can connect way better way easier you know you can just do anything you're more free a lot of things to talk about more free and they can connect to your conversations you know it's a it's a context of like what you're referring to or talk I mean you know you can be yourself correct correct so yeah so so that way I think it's better you just feel more
24:15 Comfortable and India is a convenient country I I think in a lot of ways if like I wouldn't generalize that like it's a hard life as well but I think like when you go let's say traffic is a lot that's a big problem everywhere you see there just people because for context let's say Delhi is 30 million people in a city almost including NC Dublin itself had just 1 million people so I think although I was an expat even after like three four years like you would bump into people very easily in Delhi that never happens So many people. Yeah. Right. So it was very you would it would be very hard to actually see people there. So but here in Delhi I think it's very convenient like you know these days with you know e-commerce has grown so much like you you click a button you you get get it very easily.
25:09 Yeah. Although yeah although it differs you know various but I think if you let's say you're doing a corporate job or anything like I think like affordability is there to actually make your life quite convenient because for the same kind of job if you're doing let's say in Ireland or anywhere it's not that convenient you you're cleaning your house yourself and you know things like that which we take okay you know India it's just so easy you never even think about it like cooking you you're like you know I'll hire someone to coke or things like that or you just get it. You never think about it. But I think in Ireland you have to actually think, oh, you know, you have to go and get like groceries, you have to cook yourself, you have to clean yourself. There's no no help at all, I think, in terms of labor because the labor cost in Western countries is extremely expensive.
25:59 So, so that is a big difference, I Yeah. Cool. is there anything else that we haven't covered that you want to bring up? I think I think we've covered the
26:13 Financials part of it but I think like I would want to like bring up this point that you know when you actually do a comparison between I think different countries and you know where you would generally what's the main immigration route is you know people go and see okay you know where can I do a course do let's say a master's and then I'll start working. So I think a lot of the friends that I met there I think it's a misconception. So to get the job in that you know if I went directly with a job so it wasn't like there was no problem but then there's a harder life as well a harder route wherein you do your education you spend a lot of resources generally. So that is a very tough life after that it's not a guarantee that you
27:14 Will get a job because it depends on a lot of factors. So I think that is something that people should really consider and then also come up with a concrete this thing that you know that how much would you actually end up with and is it worth it in comparison to your nonmonetary things that you lose as well like you know because you don't realize until you're homesick. So you have actually experience that and then then you actually realize that you know is is a certain amount worth it you know living away and then you start questioning yourself although it is a great I think I would never regret it. I would say that everybody should kind of experience it if you haven't and you know you haven't really lived away from home. It teaches you the value like now I value what I have now is you know way more like you know my family friends convenience of life in Delhi which I would have never you know I would have taken it for granted so I think you you
28:17 Realize the value of things so that's great it's definitely the value and also even how you think right you know it just gives a different perspective of the life it just opens your horizon thinking process so it's not I think always monitoring it's also you getting that exposure open up how you even approach things. definitely for sure but to your point especially if somebody is making an investment to get an job or something you know like a resources they're spending on the education they want to evaluate consider all the factors and make a decision. And I think the informed decision is the key point I think that you're trying to say for sure. And yeah is there any anything that you want to give as an advice for the future aspirants who are considering about moving to India? anything from your side that you wanted to share?
29:11 I think few things that you have to
29:14 Be very mindful of is you know you kind of plan your because I think I I'm a chartered accountant so I'll just go that was one thing so you know you just plan your tax year accordingly. So I made sure I would come after so you know if you come after October you don't become a tax resident in India. So just ensure all your tax days how many when you're moving back that is one consideration. file your returns. I think you get a good refund from the Irish government because you would have worked part year there if you're moving back. So that is something that you should keep in mind. Other than that, I think it's a it's pretty much an easy process. like you know you just take a flight and come back and start your life in India. I think if you would have worked earlier so I think shouldn't be a hassle otherwise I think you would have like basic documents anyway. So I think not other than that you don't really have to do anything while you're there like in from an Irish perspective
30:14 There's not much that you have to do just you know pack your bags and just come back and that's it. Yeah. yeah so that's great. So thanks a lot Dominic for sharing your journey especially from someone who is in the CA side right I think we have guests you know who are from IT mechanical engineering like more on engineering professionals or on doctors but I think you are the first guest with an you know charted account background and you know interesting to get some perspectives of your life in Ireland and the reasons to move back to India. So thanks a lot for your story on our platform. Great. Thank you so much, Ain. It was great. It was a pleasure.
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